People by WTF

People by WTF

People by WTF is a series where Nikhil Kamath has a conversation with personalities who stand out in their industries around the world.

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Episode's summary

I've said it before I'm a crypto critic. I've never bought a Bitcoin, never held a stable coin, never traded a perp. So I sat down with Brian Armstrong, the CEO of Coinbase, the company that stores more crypto than anyone else on the planet and asked him to explain the whole thing from scratch, like I was an idiot. What followed was the most patient walkthrough of this industry I've ever been given: what a blockchain actually is, why proof of stake replaced proof of work, how stable coin issuers make money, and why he believes fractional reserve banking the foundation of every bank you've ever used shouldn't be the foundation of anything. I pushed him on where the yield really comes from, why an intermediary deserves my treasury returns, and whether crypto has quietly become the opposite of everything Satoshi wrote in that white paper. I'm still not buying a Bitcoin. But for the first time, I understand why so many people do. Timestamps: 00:00 Introduction 05:12 Income inequality and making everyone a…

Episodes

48-

The Crypto Skeptic vs The Coinbase CEO | Brian Armstrong x Nikhil Kamath | People by WTF

I've said it before I'm a crypto critic. I've never bought a Bitcoin, never held a stable coin, never traded a perp. So I sat down with Brian Armstrong, the CEO of Coinbase, the company that stores more crypto than anyone else on the planet and asked him to explain the whole thing from scratch, like I was an idiot. What followed was the most patient walkthrough of this industry I've ever been given: what a blockchain actually is, why proof of stake replaced proof of work, how stable coin issuers make money, and why he believes fractional reserve banking the foundation of every bank you've ever used shouldn't be the foundation of anything. I pushed him on where the yield really comes from, why an intermediary deserves my treasury returns, and whether crypto has quietly become the opposite of everything Satoshi wrote in that white paper. I'm still not buying a Bitcoin. But for the first time, I understand why so many people do. Timestamps: 00:00 Introduction 05:12 Income inequality and making everyone a…

16 Jul 2026
47-

Brian Armstrong x Nikhil Kamath | Ep. 24 Trailer | People by WTF

#nikhilkamath-Co-founder of Zerodha and Gruhas Host of 'WTF is' & 'People By WTF' Podcast Twitter: https://x.com/nikhilkamathcio/ Instagram: https://www.instagram.com/nikhilkamathcio/ LinkedIn: https://www.linkedin.com/in/nikhilkamathcio?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app Facebook: https://www.facebook.com/nikhilkamathcio/ Brian Armstrong- CEO of Coinbase LinkedIN- https://www.linkedin.com/in/barmstrong/ X- https://x.com/brian_armstrong Instagram - https://www.instagram.com/brian_armstrong/?hl=en Watch 'WTF is' Podcast on Spotify https://tinyurl.com/4nsm4ezn Watch 'People by WTF' Podcast on Spotify https://tinyurl.com/yme92c59 Watch 'WTF Online' on Spotify https://tinyurl.com/4tjua4th #WTFiswithnikhilkamath #PeopleByWTF #WTFOnline

14 Jul 2026
46-

The President of Cyprus on Whether Democracy Still Works | Nikhil Kamath | People by WTF

I sat down with Nikos Christodoulides, the President of Cyprus — and the rare leader who came to politics as a historian first. Cyprus is a country of a million and a half people sitting on the bridge between Europe, the Middle East, and Africa, which makes it one of the most strategically placed nations on earth right now. We got into why he believes the world is sliding back into raw power politics, why the institutions built after World War II no longer reflect reality, why India has to be at the centre of whatever replaces them, and why he thinks war is the easiest mistake a country can make and the hardest to undo. We also talked about democracy under pressure, why he moved from the left to the centre-right over a lifetime, what AI might do to work and governance, and what it actually feels like to wake up every day and carry the weight of a country. He told me it's a very lonely role — and that the only thing that matters is whether history, not tomorrow's headlines, judges you well. 00:00 Introduction…

02 Jul 2026
45-

The Historian Who Became President of a Country | Ep. Trailer | People by WTF

Most politicians know history. My next guest is a historian who became a president. He runs Cyprus — a million-and-a-half people sitting on the bridge between Europe and the Middle East — and he thinks the world is sliding back into the kind of power politics he spent his academic life studying. We got into why starting a war is easy and finishing one is almost impossible, why he believes India has to lead the next world order, and what it actually feels like to hold power. Full episode drops soon. #NikhilKamath – Co-founder of Zerodha and Gruhas Host of 'WTF is' & 'People By WTF' Podcast Twitter/X: https://x.com/nikhilkamathcio/ Instagram: https://www.instagram.com/nikhilkamathcio/ LinkedIn: https://www.linkedin.com/in/nikhilkamathcio?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app Facebook: https://www.facebook.com/nikhilkamathcio/ Nikos Christodoulides – President of the Republic of Cyprus LinkedIn: https://www.linkedin.com/in/nikos-christodoulides-660b02139/ Instagram:…

01 Jul 2026
44-

Martin Escobari: Trauma, Chaos & Three Industries Worth $100B | Nikhil Kamath | People by WTF

Martin Escobari is the co-president of General Atlantic, one of the largest growth equity funds in the world, and he says entrepreneurs and gangsters have more in common than we admit — so few make it, so many die early, and the ones that survive are almost always wounded in some specific way. He grew up in Bolivia in the 80s through 35,000% inflation, eleven presidents in ten years, and three coups; his family lost everything in a revolution; and he now believes America is converging towards the volatility he escaped, not the other way around. I brought in Arian, a 21-year-old founder who cold emailed Sam Altman from India, and asked Martin to allocate $100 billion across three industries with a blank slate today — AI, healthcare, energy transition, and the rise of the new consumer in the global south. We got into why India hasn't produced a truly global company, why four out of seven frauds in General Atlantic's entire history happened here, why the next generation of Indian founders has to build without…

29 May 2026