NerdWallet's Smart Money Podcast by NerdWallet Personal Finance
NerdWallet Personal Finance
NerdWallet’s objective finance journalists answer real-world questions empowering you to make smarter decisions with your money and help your finances thrive. The Nerds are your resource to make the most of your personal finances, while cutting through the clutter and misinformation of today’s economic news and advice. You’ll get clarity on strategies to help you build your wealth, invest wisely, shop for financial products, and plan for major life events. By the end of each episode, you’ll feel smarter and more informed to make the most of your finances. Future You will thank you. Join hosts Sean Pyles, Sara Rathner, and other expert Nerds as they discuss everything personal finance, including: - Credit cards: credit card rewards, different types of credit cards, credit card annual fees - Investing and retirement: investment strategies, retirement planning, financial independence, investing in the stock market, money market accounts, financial strategies, mutual funds, short-term bonds, exchange-traded funds (ETFs), Roth IRA investing, robo-advisors, retirement savings - Personal finance: budgeting methods, emergency funds, paying off debt, frugal living, money management tips, wealth accumulation, money habits, cultivating a money growth mindset, debt-free living, financial resources, budgeting apps and browser extensions, avoiding scams, tax bills, financial success and financial stability - Banking: high-yield saving accounts, online banking, credit unions - Loans: student loans, home equity loans, HELOC, student loan forgiveness - Home: mortgage interest rates, homebuying, home improvement projects, homeowners insurance - Insurance: travel insurance, pet insurance, auto insurance, home insurance You’ll love NerdWallet’s Smart Money Podcast if you like podcasts like Planet Money, The Personal Finance Podcast, DIY Money, Afford Anything, How to Money, The Ramsey Show, Money Rehab with Nicole Lapin, NPR’s Life Kit: Money, Popcorn Finance, Money Girl, Everyone’s Talkin’ Money, So Money with Farnoosh Tarabi, The Money with Katie Show, All the Hacks with Chris Hutchins, The Stacking Benjamins Show, MoneyWatch with Jill Schlesinger, or Your Money, Your Wealth. NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/
Categories: Education
Listen to the last episode:
Learn about fundamentals to consider before buying an individual stock and what to do if you over-contribute to a Roth IRA. 00:58 This Week in Your Money: What fundamentals should you consider before buying an individual stock? What should you do if you accidentally over-contribute to a Roth IRA? Hosts Sean Pyles and Elizabeth Ayoola discuss cautionary tales from the stock market to help you understand how to safeguard your investments. They begin with a discussion of Trump Media & Technology Group Corp (NASDAQ: DJT) and evaluate its performance since going public, then share tips and tricks on the importance of fundamental analysis, the risks of meme stock frenzy, and the value of diversification. 09:21 Today’s Money Question: Investing writer June Sham and host Sara Rathner join Sean to answer a listener’s question about Roth IRA contribution limits. They offer a detailed breakdown of Roth IRA contribution limits, strategies for dealing with over-contributions, and ways to circumvent the 6% penalty tax. In their conversation, the Nerds discuss: stock market, Roth IRA, investment strategies, Roth IRA contributions, portfolio diversification, meme stocks, DJT, fundamental analysis, Trump Media, personal finance, retirement planning, stock trading, financial guidance, investing insights, stock values, market forces, retirement contributions, penalty tax, excess contributions, income thresholds, traditional IRA, financial decisions, investing pitfalls, stock bets, smart investing, retirement accounts, tax-efficient savings, share values, individual stocks, stock performance, and avoid IRS penalties. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Previous episodes
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469 - How to Correct Roth IRA Overcontributions and Maximize Your SavingsMon, 29 Apr 2024
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468 - Overcome AI Fraud: Navigating Voice Cloning and Digital ScamsThu, 25 Apr 2024
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467 - Some Investors Are Using AI to Make Decisions. Should You?Wed, 24 Apr 2024
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466 - Money Management for Couples and the Benefits of FiduciariesMon, 22 Apr 2024
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465 - Understand and Avoid Financial Scams: Phishing, Vishing, Smishing and MoreThu, 18 Apr 2024
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464 - Save on Home Insurance Amid Rising Costs and Coverage HurdlesWed, 17 Apr 2024
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463 - How to Overcome Common Psychological Financial Mistakes: Framing, Loss Aversion, and the Gambler’s FallacyMon, 15 Apr 2024
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462 - How To Guard Against Cyber Fraud: Essential Steps to Protect Your IdentityThu, 11 Apr 2024
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461 - Summer Travel Insights: Maximize Your Vacation BudgetWed, 10 Apr 2024
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460 - How to Own a Home: Strategies for Buying, Selling, and ImprovingMon, 08 Apr 2024
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459 - Things You Can Do Right Now to Protect Yourself from Identity TheftThu, 04 Apr 2024
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458 - Decoding Economic Health: Inflation, Growth, and Employment TrendsWed, 03 Apr 2024
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457 - Diversify Your Portfolio: A Guide to Roth vs. Traditional Retirement AccountsMon, 01 Apr 2024
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456 - Plan Your Next Cruise: Tips on Booking, Excursions and EntertainmentThu, 28 Mar 2024
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455 - Money in Your Pocket: Biden's Bid to Banish College Junk FeesWed, 27 Mar 2024
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454 - How Secure and Private Are Your Digital Wallet Transactions? Apple Pay, Google Pay, Venmo and MoreMon, 25 Mar 2024
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453 - Save on Travel Transportation: Your Guide to Rental Cars, RVs and Public TransitThu, 21 Mar 2024
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452 - A Landmark Legal Settlement Could Make Home Buying and Selling More ComplicatedWed, 20 Mar 2024
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451 - Automate Your Way to Building Wealth with Vivian Tu, “Your Rich BFF”Mon, 18 Mar 2024
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450 - Group Vacations: Affordable Accommodations, Cost-Splitting, and Embracing FlexibilityThu, 14 Mar 2024
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449 - Crypto Makes Another Comeback: What's Different This Time?Wed, 13 Mar 2024
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448 - How to Choose Between Paying Debt and Investing After a WindfallMon, 11 Mar 2024
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447 - Elevate Your Family & Group Getaways: Get Travel Deals with Smart Planning and PointsThu, 07 Mar 2024
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446 - “Dynamic Pricing” Could Save You Money at the Drive-ThroughWed, 06 Mar 2024
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445 - Tips to Save on Groceries and Navigate Tax SeasonMon, 04 Mar 2024
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444 - Revitalize Your Budget with a 30-Day Money CleanseThu, 29 Feb 2024
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443 - Student Loan Debt Relief and the SAVE Plan’s Future with Secretary Miguel CardonaWed, 28 Feb 2024
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442 - Unlock the Benefits of 529 Plans to Save for College Tuition and Education ExpensesMon, 26 Feb 2024
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441 - Succeed in Self-Employment: How to Choose The Best Business Structure for Liability and Taxes (S Corps, C Corps, LLCs, Sole Proprietorships)Thu, 22 Feb 2024
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440 - Navigating Surging Mortgage and Child Care CostsWed, 21 Feb 2024
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439 - Wealth Building Strategies: Investing and Tax Tips for Financial SuccessMon, 19 Feb 2024
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438 - Saving for Retirement When You’re Self-Employed: SEP IRAs, SIMPLE IRAs and Other PlansThu, 15 Feb 2024
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437 - Money News: Capitalize on New Car Price Drops and Job Market ResilienceWed, 14 Feb 2024
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436 - How to Have Difficult Money Conversations with Friends and Partners featuring Nicole LapinMon, 12 Feb 2024
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435 - Taxes for the Self-Employed: Avoid Common Tax Mistakes and Navigate Freelancer FinancesThu, 08 Feb 2024
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434 - Money News: Navigating News-Based Investing Strategies, Risks, and AlternativesWed, 07 Feb 2024
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433 - How to Freeze and Monitor Your Credit to Help Prevent Identity TheftMon, 05 Feb 2024
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432 - Is Self-Employment for You? A Financial Guide for EntrepreneursThu, 01 Feb 2024
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431 - Money News: Some States, Cities Crank Up Minimum Wage While Feds LagWed, 31 Jan 2024
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430 - What’s an HSA? Growing Wealth with Health Savings Account InvestingMon, 29 Jan 2024
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429 - Saving Money with Credit Card Rewards Points: Travel, Cash Back and MoreThu, 25 Jan 2024
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428 - Money News: Strategies for Building a Safety Net and Single-Parent Finances UnpackedWed, 24 Jan 2024
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427 - Wrinkles and Wealth: Navigate Skincare Costs and Net Worth Goals for RetirementMon, 22 Jan 2024
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426 - How to Navigate Home Buying and Selling in 2024: Real Estate Prices, Interest Rates and MoreThu, 18 Jan 2024
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425 - Money News: Conquer Your Part of $1.2 Trillion in U.S. Credit Card DebtWed, 17 Jan 2024
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424 - Your Guide to Choosing Banks and Accounts for Building WealthMon, 15 Jan 2024
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423 - How to Manage Credit and Debt for Financial WellnessThu, 11 Jan 2024
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422 - Money News: How to Navigate New FAFSA for Federal Student Loan AidWed, 10 Jan 2024
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421 - Romance and Real Estate: Navigating Shared Rent and Housing ExpensesMon, 08 Jan 2024
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420 - Your Money in 2024: Investment Strategies for Financial SuccessThu, 04 Jan 2024
